Markel's Excess and Umbrella Division offers products on both a lead and excess position over approved underlying carriers. We offer coverage on both an admitted and non-admitted basis in various risk areas.

Capacity: $10,000,000

Minimum Premium per Million: $1,000 depending on hazard group and attachment point

Targeted Classes of Business:

• Construction:
  • Commercial Contractors
  • Industrial Contractors
  • Residential General Contractors / Developers / Owners and Non-Structural Residential Trade Contractors
  • Commercial and Residential Wrap-Ups, OCP's, Project Specific Risk and Practice Policies
• Manufacturing - All Except:
  • Invasive Medical Products
  • Chemical Blending and Manufacturing (other than household cleaners)
  • Pharmaceuticals and Nutraceuticals
  • Truss Manufacturers
  • Critical Auto Parts
  • Aircraft Parts
  • Tobacco Products
  • Firearms and Explosives
• Wholesale
• Retail
• Service (no security firms or nursing homes)
• Commercial and Habitational Real Estate
• Municipalities (including Public Officials and Police Professional) 
• School Districts (including school board legal) 

Underlying Requirements

• GL must be rated A- VI or better with limits of $1M / 2M minimum
• AL must be rated A- VI or better with limits of $1M CSL minimum
  
• EL must be rated B+ VI or better with limits of $500/500/500 minimum