Let Markel Railroad put you on the right track for railroad opportunities.

We offer an array of both first and third party coverages.

Property/Inland Marine

Target Classes    All Risk Inland Marine Coverage
Short Line Railroads (Class III)    Signals
Regional Railroads (Class II)    Bridges & Tunnels
Tourist and Scenic Railroads    Bill of Lading
Commuter Rail and Light Rail    Locomotives
Leased Railroad Equipment    Rolling Stock
Railroad Equipment owned by non-railroad companies    Track & Roadbed
 Railroad Contractors    Foreign Rolling Stock

All Risk Property coverages for real property, personal property and time element are available

General Liability

Target Classes

  • Short Line Railroads
  • Regional Railroads
  • Scenic/Tourist Operators
  • Railroad Equipment
  • Lessors/Lessees

General Liability

  • Minimum SIR: $25,000 on freight operations; $5,000 scenic exposures
  • Claims made policy (defense within limits)
  • Claims handled by recognized leader amongst Railroad TPAs
  • Loss control inspection & risk  management services availablethrough TPA

 

Limits/Minimum Premium

Railroad - first party
Maximum Limits of Liability
        $5,000,000
(higher limits available)
Minimum Premium                            $2,500

Railroad - third party
Maximum Limits of Liability      
$10,000,000
(higher limits available)

Minimum Premium                             $7,500